138-140 Church Street, Saratoga Springs, Inside, NY 12866, Saratoga Springs, Inside

Just a few blocks from the heart of Broadway, 138-140 Church Street offers a combination of location, space, and flexibility in downtown Saratoga Springs. Behind its unassuming façade is a remarkably spacious property with multiple living areas, private quarters, and extensive parking–ideal for multigenerational living or for an owner-occupant seeking income potential.
The main residence (138) features a bright new kitchen, refinished interiors, and a thoughtful layout that works beautifully as a single home or with a self-contained accessory apartment upstairs. The upper level includes its own kitchen and bath with interior access from below, making it ideal for extended family or guests.
Beside it, 140 is a fully independent apartment complete with a private entrance, bath, laundry, and ample storage. Currently rented, it offers total separation and could also serve as guest space or a home office.
Out back, a massive paved area provides parking for 20 or more vehicles, which is unusual this close to downtown. There’s plenty of open space–enough to add a pickleball court, garden, or outdoor entertaining area and still have room to spare.
The sellers have continued to refine the property, including a stylish kitchen update and modern finishes throughout, while preserving its downtown character and livability.
Zoned UR-3, the district supports one- and two-family residences with compatible neighborhood uses. Whether you envision a downtown home with income potential, a multigenerational setup, or a flexible live/work environment, this property offers room to grow in one of Saratoga’s most desirable locations.
The versatile floor plan and separate living spaces allow the next owner to tailor the property to their goals–whether accommodating extended family, hosting guests, or pursuing income-generating opportunities.