5 Short Street, Cohoes, NY 12047, Cohoes

HOUSE HACK OPPORTUNITY – LIVE FOR FREE IN COHOES

Fully renovated duplex with immediate cash flow. Unit 1 is vacant and ready for owner-occupant. Unit 2 currently rented at $1,700/month — tenant covers majority of your mortgage from day one.

6 bedrooms, 2 full baths, 2,116 sq ft
Both units completely updated with modern finishes
Recent basement waterproofing – new sump pump installed April 2026
Low taxes: $3,785/year
Strong rental history

INVESTOR MATH:
3.5% down FHA (~$11,900)
Monthly mortgage: ~$2,663 PITI
Tenant pays: $1,700/month
Your cost to live there: ~$963/month

Perfect house hack opportunity – tenant covers 64% of your housing cost while you build equity.

This is one of the strongest house hack opportunities in the Capital Region. Perfect for first-time investors, owner-occupants looking to offset housing costs, or buy-and-hold portfolios.